Boy, 13, leaves mother ‘heartbroken’ after offering to get job to help with living costs

Single mum Lizzie Devine says rising residing prices have left her a ‘mortgage prisoner’ (Image: EPA/PA)

A 13-year-old boy has left his mom ‘heartbroken’ after he thought-about getting a job to assist out with rising mortgage prices.

Single mum Lizzie Devine, 37, took out a mortgage together with her ex-partner in 2007 with Northern Rock – whose collapse the identical yr led to its nationalisation in 2008.

Her efforts to remortgage have been rejected after she was deemed ‘a danger’ as a result of she had a baby.

An inclusion officer at a faculty through the week and a group care employee on the weekends, Ms Devine had a mortgage fee of 4.88% with funds of £584, which has now risen to five.38%, requiring her to make month-to-month funds of £648.

The 37-year-old stated she considers herself a ‘mortgage prisoner’ for the final 13 years and that she fears she's going to quickly be paying above £700 when rates of interest rise – an quantity her household can not afford.

Her son, Lewis, has now supplied to get a job to assist ease his mom’s worries.

Ms Devine stated: ‘A 13-year-old shouldn’t be choosing up on the truth that mum can’t go and get him an ice cream on a Sunday,” Ms Devine, from Tamworth, Staffordshire, stated of her son Lewis.

‘He needs to get a job so he may help – a 13-year-old shouldn’t need to get a job to allow them to assist, they need to need to get a job to allow them to go spend cash at loopy golf or one thing.

Ms Devine says it's ‘heartbreaking’ to look at her teenage son make cutbacks and supply to pitch in to assist with rising residing prices (Image: PA)

‘He can see that I’m struggling, he can see the additional shifts and issues like that that I’m having to do each weekend.

‘He’s seen his pals at college are going with out issues in comparison with final yr (too).’

Ms Devine stated her present mortgage lender is inactive and has left her ‘caught’ with the present funds.

She pays for Lewis to go to Cadet camp, a price of £15 each few months, however stated he's now trying to wash automobiles, clear home windows or promote gadgets on eBay to seek out the cash himself so his mom would possibly cowl rising prices.

A small youngster holds a banner throughout right now’s protest n London (Image: PA)

‘He’s even saying, “I gained’t go, don’t fear about it”,’ Ms Devine stated.

‘(I say), ‘The rationale I’m doing it's so you possibly can have a life. That’s essential to me’.

‘A toddler must have issues, they should uncover issues.

‘He feels unhealthy asking me for stuff now and he’s simply accepted that’s life. I don’t need that for him … It’s heart-breaking.’

A final resort for Ms Devine is promoting her home.

‘However non-public renting is a ridiculous amount of cash,’ she stated.

‘And we’d need to do away with the canine … you possibly can’t hire and have a pet in most locations.

‘That will utterly break my son.’

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